Best Smartphone Insurance You Need To know About

Best Smartphone Insurance You Need To know About

It’s better to protect your smartphone or tablet against any damage and theft. Here is our guide to the best phone insurance.

Smartphones are the amazing devices of the present generation and are highly prone to damage mostly by fall down. With phone insurance, you just get assured about the security of the phone, whether it gets damaged or lost at workplace, home or other places.

Here, I will list some of the best phone insurance providers:

Recommended phone insurance providers:

Protect Your Bubble -- Within this Insurance you must have purchased your phone within last 1 year.It offers low excess costs with £50 for damage or breakdown and £75 for loss or theft. It offers £2.99 per month for worldwide coverage and £1.50 extra for loss coverage and theft. 

Gadget Cover-- This insurance is best for shared phone insurance as it covers damage in case the family member is using your phone.Price begins from £2.99 per month, with loss covering an extra and covering excess of £50 for smartphones costing less than £500 and £75 for those having high cost.

Endsleigh -- This insurance is best for immediate replacements.In case you lost your phone or it has been stolen or damaged, you must get the new one within 1 working day. This insurance need to know your details like age, occupation in calculating a rate which is the reason of its variation. Once you start the policy, your devices can be 3 years old from that date.

Buying Guide For Phone Insurance:

The first thing you should be very clear about is the level and extent of protection you need.There are certain factors that tend to affect the price of the insurance, which starts by considering the market value of the phone you are about to insure. Most of the Insurance providers come up with the different plans for iOS like iPhones and Android Phones like Samsung galaxy Phones.

Other Policies cover the damage such as liquid damage and theft but be aware as most of the packages doesn’t cover the loss. For Instance, the cheap packages around £3 per month only covers the accidental damage.So, check and know everything before going for any insurance for your smartphones.

You can also go for add-ons , a basic phone insurance package such as worldwide cover, cover for unauthorized calls, downloads, texts.These days technology like Android Pay and Apple Pay, there is a risk that if your phone get stolen it can be used for cashless transaction, so, it's better to go for e-wallet cover.Do check for all the terms and conditions before taking any insurance for your smartphone.